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Today there's only one card you need to make purchases worldwide, The State Bank of Cerro Gordo's VISA EZCheck ™ card. Now anywhere you see the VISA (or Cirrus, NYCE or Plus) symbols, you can use your VISA EZCheck™ card instead of cash, checks or credit cards.

Why Use the VISA EZCheck™ Card?

It is a quick and easy way to pay for purchases or services and have them deducted directly from your checking account. You won't have to write a check or show a driver's license, just use your VISA EZCheck™ card. It is accepted like a credit card anywhere VISA is accepted. Plus, you get a receipt for your records.

What Are My Added Conveniences?

  • Quicker than writing a check. No other identification is needed.
  • Worldwide acceptance. The VISA EZCheck™ card is accepted at places where your personal checks are not.
  • No interest payments. Use your VISA EZCheck™ card at your favorite restaurant or gas station and pay in full as you go.
  • Shop by phone. With your VISA EZCheck™ card, you can simply call in your order and give them your card number.
  • Peace of mind. In an emergency, you're covered.
  • Safety. Additional cash is as close as the nearest ATM machine.
  • Detailed transactions on your monthly account statement. Keep your purchase receipts and compare for easy record keeping.
  • View your VISAEZCheck card transactions using eTouch24.
  • Zero liability.  If your card is lost or stolen, and charges are made on your account without your knowing, you are covered by the "Zero Liability Policy."  The bank may be able to give you provisional credit pending further investigation of the case.

The State Bank of Cerro Gordo's VISA EZCheck™ Card, it's fast, simple to use and saves you time. Spend your time doing the things you enjoy. And don't forget your VISA EZCheck™ card when you go!

VISA Credit Card

  • Low APR of 9.9%! Pick up your application at the State Bank of Cerro Gordo.

VISA QuikCard

  • This is a gift card.
  • VISA QuikCards make a great gift for birthdays, graduations, employee gifts, Christmas, or any other special occasions!
  • A $25.00 - $249.00 credit amount costs $3.95/card for customers and $4.95/card for non-customers.  A credit amount of $250.00-$500.00 is $4.95/card for customers and $5.95/card for non-customers.
  • This is a one-time loadable card.

Bounce Protection

This is a special overdraft privilege for checking customers.  Having a check returned due to insufficient funds can be a costly and humiliating experience.  Thatís why we provide "Bounce Protection," a special overdraft privilege for State Bank of Cerro Gordoís checking customers. Bounce Protection gives you an extra level of protection against unanticipated cash flow emergencies and account reconciliation errors. At State Bank of Cerro Gordo, we do not encourage overdrafts. As always, we encourage you to manage your finances responsibly. The purpose of this privilege is to save you from the embarrassment, additional merchant fees or other problems that might result if a check is returned. You may opt out of Bounce Protection. Please call the bank for details regarding an opt out process.

Lock Boxes

Keep your valuables stored in a safe, secure place. Open up a safe deposit box today to protect your birth certificates, house deeds, car titles, and many more precious papers. Find out how you can get a free first- year rental on lock boxes by opening a Prestige Account.

eTouch24 & SBCG Mobile (Mobile Banking)

  • View account activity online for your checking/savings/certificate of deposit and loan accounts
  • Transfer funds between accounts
  • Look at check images that have cleared account
  • Look for a specific check or a date range of items
  • Export history to personal financial software
  • View previous statements
  • Reconcile accounts
  • Initiate a stop payment
  • Add alerts to remind you when your balance falls below or goes above a certain amount.
  • PAY BILLS! Forget spending hours a month paying your bills. Now you can do it all in 15 minutes or less a month. It really is easy, try it out for yourself!
  • SBCG Mobile - Mobile Banking is available in 3 forms. (1) SBCG Mobile Text Banking where customers can receive balances and history. SBCG Mobile Text does not require Internet connectivity. While there are no State Bank of Cerro Gordo fees to use this product, text fees may apply and customers should check with their wireless provider to find out more details. (2) SBCG Mobile Web where customers can log into their eTouch24 Internet Banking account via web and transfer funds, receive balance information, pay bills, and view transactions. The SBCG Mobile Web is the perfect banking tool for Blackberry users. Customers can use SBCG Mobile Web regardless of your mobile carrier as long as you have the data plan and can access the Internet. While there are no State Bank of Cerro Gordo fees to use this product, wireless carrier fees may apply and customers should check with their wireless provider to find out more details. (3) State Bank of Cerro Gordo App where customers who own an Android (Droid) or iPhone can purchase the application from the app store. While there are no State Bank of Cerro Gordo fees and no fee to purchase the app, wireless carrier fees may apply and customers should check with their wireless provider to find out more details. Before utilizing SBCG Mobile, customers should ALWAYS PASSWORD PROTECT your phone. While most mobile devices (and computers) can access public WiFi spots, State Bank of Cerro Gordo does not recommend customers use public WiFi spots to access their Internet Banking account information. Click here to learn how to protect your bank information when using SBCG Mobile.

Teller24

You are in touch with your accounts 24 hours a day, 7 days a week with our telephone banking system, TeleBanker24. With TeleBanker24 you can:

  • Access your checking, savings or certificate of deposit balances
  • Verify the amount of a specific check that has cleared
  • Verify your deposits
  • Transfer funds from one account to another
  • Determine if a direct deposit has been added to your account
  • Retrieve account activity
  • Stop payment on a check
  • Hear current rates for certificate of deposit and individual retirement accounts
  • Access information on your loan
    Transfer funds to make a loan payment.
  • Obtain our banking hours
Call 1-888-763-2741 to find out the latest information on withdrawals, deposits, cleared checks, and more!

Bill Pay

State Bank of Cerro Gordo's eTouch24 Internet Bill pay service is free and easy to use!  Sign up for NetTeller, which is also free, and begin paying bills online for faster crediting to accounts.  Bill payments are made at 12 noon and 2 a.m. on business days.  Bill pay is also a “green” way to bank.  It saves on paper and saves on gas for the delivery of the mail.  See Green Banking for more ways you can help the environment!


Trust Services

Please contact us if you are interested in Trust Services.


Notary Services

  • As a full-service bank, we provide many registered notaries.  For customers, use of our notaries is free; for non-customers, the notary fee is $10 per notarized item.

Fraud Prevention

The following are several tips to help you prevent fraud on your accounts:

  • Safeguard your information and shred any documents with personal information.
  • Don’t give out personal information over the phone, through the mail, or over the Internet unless you know who you are dealing with.
  • Protect your Social Security number.  Don’t carry your Social Security card in your wallet or write your Social Security number on a check.  Only give it out when absolutely necessary or ask to use another identifier.
  • Inspect your credit report and financial statements for charges you did not make.  Visit www.AnnualCreditReport.com or call 1-877-322-8228 to order a free credit report each year.
  • To place a fraud alert on your credit reports, call one of the three nationwide consumer reporting agencies
    • Equifax: 1-800-525-6285
    • Experian: 1-888-EXPERIAN (397-3742)
    • TransUnion: 1-800-680-7289
  • Should you have fraud on any accounts, close them and follow up in writing with copies of supporting documents.  Ask for verification that the disputed account has been closed and the fraudulent debts discharged, and keep copies of documents and records of your conversations about the theft.
  • File a police report with law enforcement officials to help you with creditors who may want proof of the crime.
  • Report the theft to the Federal Trade Commission online at ftc.gov/idtheft, by phone at 1-877-ID-THEFT (438-4338), or 1-866-653-4261, or by mail at Identity Theft Clearinghouse, Federal Trade Commission, Washington, DC 20580.
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Coin Collecting

The State Bank of Cerro Gordo is proud to offer coin collecting! If you are interested in purchasing coins for your collection or for a gift, please call us at 217-763-2741.

Green Services

At State Bank of Cerro Gordo, we are committed to helping our employees and customers “Go Green” and to being green at the bank in our daily operations. Our “Go Green” accounts and services include:

  • eTouch24 Bill Pay – Allows you to pay bills without writing checks or spending money on envelopes and stamps. Bill payments go electronically, so the paper and gas that it normally takes to drive to the post office is saved!
  • Teller24 Phone Banking – Instead of coming into the bank to check on your account, stay at home and call 1-888-763-2741 to find out the latest information on withdrawals, deposits, cleared checks, and more!
  • VISA EZCheckô Cards – Take the place of writing checks, save on paper and be environmentally friendly.  VISA EZCheckô transactions are quick, easy, free, and the cards usually last a few years before needing replaced.
  • Mobile Banking - Mobile Banking is available in 3 forms. (1) SBCG Mobile Text Banking where customers can receive balances and history. SBCG Mobile Text does not require Internet connectivity. While there are no State Bank of Cerro Gordo fees to use this product, text fees may apply and customers should check with their wireless provider to find out more details. (2) SBCG Mobile Web where customers can log into their eTouch24 Internet Banking account via web and transfer funds, receive balance information, pay bills, and view transactions. The SBCG Mobile Web is the perfect banking tool for Blackberry users. Customers can use SBCG Mobile Web regardless of your mobile carrier as long as you have the data plan and can access the Internet. While there are no State Bank of Cerro Gordo fees to use this product, wireless carrier fees may apply and customers should check with their wireless provider to find out more details. (3) State Bank of Cerro Gordo App where customers who own an Android (Droid) or iPhone can purchase the application from the app store. While there are no State Bank of Cerro Gordo fees and no fee to purchase the app, wireless carrier fees may apply and customers should check with their wireless provider to find out more details. Before utilizing SBCG Mobile, customers should ALWAYS PASSWORD PROTECT your phone. While most mobile devices (and computers) can access public WiFi spots, State Bank of Cerro Gordo does not recommend customers use public WiFi spots to access their Internet Banking account information. Click here to learn how to protect your bank information when using SBCG Mobile.


 

 

 
 
     
                      
     
 
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