- $25.00 deposit required at account opening.
- Service charge is based on monthly account balance:
- 0.00 – 99.99 $5.00
- 100.00 – 199.99 $4.00
- 200.00 – 299.99 $3.00
- 300.00 – 399.99 $2.00
- 400.00 – 499.99 $1.00
- 500.00 and above $0.00
- There is a charge of $.10 for each check and/or debit over 25 per month.
- ATM card service charges apply. A fee of $.50 is charged for each ATM card transaction at a “foreign ATM”. A “foreign ATM” is any ATM other than the ATM at the State Bank of Cerro Gordo, Cerro Gordo, IL or the State Bank of Bement, Bement, IL.
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- $25.00 deposit required at account opening.
- Account charge is based on the account you choose:
$8.00 per month = the family plan, $25,000 in accidental death insurance.
$6.00 per month = individual plan, $10,000 in accidental death insurance.
- Individuals over 50 receive $2.00 off the monthly fee.
- Travel benefits.
- Preferred rate on new installment loans.
- No ATM fees (unless you are using a “foreign ATM” and that financial institution charges a fee).
- Wallet checks at no cost, duplicates issued at half price.
- Unlimited checking, no per check charges.
- Interest bearing account. Please call for current rates.
- Travelers cheques and money orders at no issue fee. (Limits may apply.)
- Open a new savings account with a $100.00 deposit and we will deposit $5.00.
- ID network safety service.
- Payment card protection.
- Document and personal property registry.
- Medical emergency data card.
- Overdraft protection.
- DateReminder service.
- No rental for first year with a new personal size safe deposit box.
- Savers club book.
- Auto trip routing.
- Discount on license plate stickers.
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- $25.00 deposit required at account opening.
- No account fees are assessed as long as account is in good standing.
- ATM card service charges apply.
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- $25.00 deposit required at account opening.
- No account fees are assessed as long as account is in good standing.
- ATM card service charges apply.
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- Interest bearing account. Please call for current rates
- Opening deposit of $1,000.00
- Minimum balance of $1,000.00. If balance falls below $1,000.00 any day during the month, a service charge of $10.00 will be applied.
- There is a charge of $.15 for each check and/or debit over 20 per month.
- ATM card service charges apply.
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- Interest bearing account. Please call for current rates
- Opening deposit of $2,500.00
- Minimum balance of $2,500.00. If balance falls below $2,500.00 any day during the month, a service charge of $10.00 will be applied.
- There is a charge of $.25 for each check and/or debit item.
- ATM card service charges apply.
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- $25.00 deposit required at account opening.
- No charge for the first twelve withdrawals in a 6-month statement cycle, all subsequent withdrawals are $.50 each.
- We reserve the right to change the interest rate on a daily basis.
- Please call for current rates
- ATM card service charges apply.
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- Interest bearing account. Please call for current rates
- Opening deposit of $2,500.00.
- Minimum balance of $2,500.00. If balance falls below $2,500.00 any day during the month, a service charge of $10.00 will be applied.
- Minimum withdrawal is $500.00 with $1.00 charge per withdrawal or transfer.
- No checks are permitted on this account. Maximum of six withdrawals per statement cycle.
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- $1.00 deposit required at account opening.
- Deposits are made using your preprinted club coupon.
- You may not withdraw from this account until the club payout date.
- There are no fees associated with this account.
- Earn interest on your funds deposited.
- Please call for current rates
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- Account will mature in 7 to 90 days with the length of time selected at account opening.
- Interest will be paid at maturity.
- Interest Rate and Annual Percentage Yield will not change until this account matures.
- $500.00 opening deposit.
- Withdrawal of principal before account maturity, we may impose a penalty of an amount equal to all interest that would be earned if the funds had remained on deposit until maturity. Minimum forfeiture fee of $10.00.
- This account will be automatically renewable.
- Please call for current rates
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- Account will mature in 91 days.
- Interest will be paid at maturity.
- Interest rate and Annual Percentage Yield will not change until this account matures.
- $500.00 opening deposit.
- Withdrawal of principal before account maturity, we may impose a penalty of three (3) months loss of interest.
- This account will be automatically renewable.
- Please call for current rates
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- Account will mature in 182 days.
- Interest will be paid at maturity.
- Interest rate and Annual Percentage Yield will not change until this account matures.
- $500.00 opening deposit.
- Withdrawal of principal before account maturity, we may impose a penalty of three (3) months loss of interest.
- This account will be automatically renewable.
- Please call for current rates
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- Account will mature in 12 months.
- Interest will be paid semi-annually.
- Interest rate and Annual Percentage Yield will not change until this account matures.
- $500.00 opening deposit.
- Withdrawal of principal before account maturity, we may impose a penalty of three (3) months loss of interest.
- This account will be automatically renewable.
- Please call for current rates
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- Account will mature in 18, 24, 30 or 48 months.
- Interest will be paid semi-annually.
- Interest rate and Annual Percentage Yield will not change until this account matures.
- $500.00 opening deposit.
- Withdrawal of principal before account maturity, we may impose a penalty of six (6) months loss of interest.
- This account will be automatically renewable.
- Please call for current rates
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- Your account will mature in 12, 18 or 30 months.
- $100.00 opening deposit.
- Interest will be paid semi-annually.
- The interest rate and annual percentage rate will not change and will be in effect until this account matures.
- This account will be automatically renewable.
- We accept rollovers from qualified employer plans.
- There are substantial penalties for early withdrawal, for more information contact Michelle Shively at 217-763-2741
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| Loan |
Interest |
Special Features |
| Flex-Line |
Variable Rate |
Allows you to borrow against the existing equity in your home. |
| Auto Loan |
Fixed Rate |
|
| R/E Mortgage |
Fixed Rate |
|
| Personal Loan |
Fixed Rate |
|
| |
|
|
*For more information about our loan products and services, please contact a loan officer today at 217-763-2741.
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- $25.00 deposit required at account opening.
- Service charge is based on monthly account balance:
- 0.00 – 99.99 $5.00
- 100.00 – 199.99 $4.00
- 200.00 – 299.99 $3.00
- 300.00 – 399.99 $2.00
- 400.00 – 499.99 $1.00
- 500.00 and above $0.00
- There is a charge of $.10 for each check and/or debit over 25 per month.
- ATM card service charges apply. A fee of $.50 is charged for each ATM card transaction at a “foreign ATM”. A “foreign ATM” is any ATM other than the ATM at the State Bank of Cerro Gordo, Cerro Gordo, IL or the State Bank of Bement, Bement, IL.
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- $25.00 deposit required at account opening.
- No charge for the first twelve withdrawals in a 6-month statement cycle, all subsequent withdrawals are $.50 each.
- We reserve the right to change the interest rate on a daily basis.
Please call for current rates
- ATM card service charges apply.
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| Loan |
Interest |
| Commercial Cash Operating |
Fixed and Variable Rate |
| Commercial Real Estate |
Fixed and Variable Rate |
| Commercial Equipment/Furniture & Fixtures |
Fixed and Variable Rate |
* For more information about our loan products and services, please contact a loan officer today at 217-763-2741.
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